📸
Receipt scanner
Snap a photo of any receipt. AI extracts merchant, amount, category, and tax instantly.
✦ AI budget tracker 2026
AI Budget Tracker That Warns You Before You Overspend
The budget tracker that predicts when you'll overspend
Snap a receipt. Import a bank PDF. Auto-categorise with AI. Get alerts before the budget busts — not after.
Try DayriOS freeFree forever · 30 sec setup · No credit card
Sound familiar?
"I check my balance and it's already gone"
Traditional budget apps show you the damage after it's done. You need predictive alerts before.
"Connecting my bank feels risky"
Open banking works for some. For others it's a no-go. You need options that work without bank credentials.
"Categorising every transaction is exhausting"
Most apps need manual categorisation. You give up after a week. AI should do this automatically.
How DayriOS solves it
DayriOS uses AI to forecast your spending trajectory. Snap a receipt or import a bank PDF — no bank login required. AI categorises everything automatically. You get push warnings on your phone and PC before you overrun your budget.
What you get
📄
Bank PDF import
Export PDF from your bank. Drop it in DayriOS. AI parses many bank formats.
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Predictive overspend alerts
AI sees your pattern and warns before the budget busts.
🧠
Auto-categorisation
AI learns your habits and categorises transactions automatically.
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Spending trends
See where your money goes weekly, monthly, yearly. Find leaks.
🚨
Weekend spending alert
If you spend more on weekends, AI flags it and suggests a cap.
How it works
1
Connect or snap
Import a bank PDF or start snapping receipts. Works with or without bank access.
2
Set soft budgets
Not rigid limits. AI-adjusted budgets that flex with your life.
3
Live on autopilot
AI tracks, categorises, alerts. No spreadsheets.
4
Get nudges on phone and PC
Morning summary. Weekend cap alert. Month-end review.
Who this is for
- Freelancers with unpredictable income
- Anyone who wants budgeting without bank login
- People who abandoned other budget apps due to manual categorisation
- Couples sharing expenses without shared accounts
Frequently asked questions
Do I need to connect my bank account?+
No. You can use receipt scanning and manual entry — or import bank PDFs. DayriOS works fully without ever touching your bank login.
Is financial data used to train AI?+
No. Your data stays in your account. GDPR compliant. Never used for model training.
How accurate is AI categorisation?+
High accuracy out of the box. It learns from your corrections and improves over time.
Which bank formats are supported?+
Many bank formats across EU, UK, US, and more. Any bank that exports PDF statements.
Try DayriOS free
3 days Pro free. Free plan forever. No credit card.
Get started — 30 secondsRelated topics
expense tracker apppersonal finance trackerAI budget appreceipt scanner appmoney tracker 2026
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